Showing posts with label money troubles. Show all posts
Showing posts with label money troubles. Show all posts

Sunday, May 31, 2009

LANDLORDITIS

The cup in the picture says: World's Greatest Landlord and that's me!

Aren't we lucky to own a building in the heart of Manhattan! If my mother hadn't lent us the money, I don't know how we would have managed. But with her help, we bought it, paid off a first and second mortgage, and have ourselves a home.

It's old. Five floors. Built in 1905. Some of the original gas fixtures are still in the ceiling. The building is hard to heat. Our home on the top two floors is quite cold iu the winter. But it's nice to have a home in the center of the city.

Its a commercial area. When Con Edison is digging in the street -- noise, traffic jams -- that's a problem for all the businesses surrounding us.

When the furnace stops working, I say--"I need help!" And my do-it-all guy, JC, grabs some tools and heads for the basement.

When there are water problems -- the main on the corner breaks down -- water floods into the basement. Heavy rainstorms -- gutters on the roof get clogged -- the ceiling leaks. Got to race up to the roof, clear the gutters while it's raining.

Rust on the metal front steps -- serious symptom -- time to repaint them and the fire escape -- a lot of money involved in rust proofing, checking the bolts on a five storey fire escape, repainting it and the front stairs.

Still, we feel lucky. We have learned how to handle most of the emergencies. We've got tools. And over the years have gotten a list of people who fix these problems.

Our courtyard in the rear is a trouble spot. Five 12 storey buildings surround it. Their tenants toss trash into our yard -- bottles, cans, garbage, pet cages, dead dogs, cats, and quite a few rats. Since it's our yard, keeping it clean is our responsibility. Things we can't handle, Phil, super for us and our neighbors, takes care the nasty stuff, (if we pay him extra).

It's annoying but the yard's outside. The inside where we live is like a 14 room country mansion. Colorful. Spacious. I designed the curved wall that separates the kitchen and green living room with its white wicker furniture. The doorway's shaped like a keyhole. All our walls are cloth covered -- blue room, red room, dark brown kitchen with matching enameled metal ceilings. (It's been described and photographed by magazines. I promise -- one of these days I'll post some pictures.)

Landlady-ing isn't a overwhelming chore. Our money managers collect the rents. One tenant didn't pay for almost six months; and owes us $20,000. It's something to deal with that I'm not dealing with -- lawsuit eats time, and will cost about 75% of what we might get back.

The new tenant, an angry girl -- called the police, Dept. of Bldgs. and WABC-TV, complaining that her place was too cold. (Her customers, opening her front door, let freezing air in, affecting the 68 degrees that our furnace provides. She's got a side door, won't use it -- claim's it's "ugly." ) TV commentator, cameras, and crew rang our buzzer. When I answered, they filmed me as a cruel unfair neglectful landlord.

It was a nightmare, till she bought (goody goody!) some portable electric radiators.

Still, we're lucky. Lawyers, leases, answering service, and caller ID protect us.

But, this is New York. Old violations can't be fixed in a building born in 1905. The money-hungry Environment Protection Agency will cite us if any debris is found in the front gutter; sidewalk, or on our front steps, where neighborhood employees love to eat their lunches.

If you protest a citation, you must prove with photos and affidavits, that your building is swept 3 times a day. We paid $100 for the first violation, $200 for the second, if we get a third it'll be $300 ... Well, we're hoping to get by for a while longer.

It's our home. Bought it for $70,000 and it's worth.... Put a row of zeros, each year it's worth more.

Yep, there are disadvantages . But golly, it's a lovely place -- bright pink and orange hall ways, red carpeted stairs, bright yellow ceilings -- just entering lifts my spirits. We're pleased, proud, tickled that its ours ! Okay, it's unusual, there are small disasters that require unexpected, remarkable rising to the occasion, but our home in the heart of the city -- it's truly a home sweet home.

Thursday, May 7, 2009

LEDGER KEEPING


Do you mark things down in a diary, a book, a ledger?
+ I did this right.
- I did that wrong.

ITEM: Tenant, that guy who moved, left a mess, owes money, asked me to write a letter of reference for him. I didn't say no.

Wrong. Should have say NO WAY!

Do you give yourself grades?
You have an appointment to discuss something that's troubling you ...
Do you get an A for bringing it up?
Skip it? Get an F?

ITEM: Did a favor for someone.
He did a favor in return?
No.

Re: tipping janitor: Ledger says DON'T. But you do it anyway.

Are there notes about old friends? It's not your turn to pick up the check ... shouldn't they pick it up?

ITEM: Career ledger -- old agent, new agents.
New hasn't returned your phone call. Time for a change?
Enter it in his column?

ITEMS: Doctor column, Lawyer column:
+ questions you asked ...
- questions you didn't ask ...

What's with the ledger? Why a ledger? Why remember, why not let things ebb and flow with the tide? Who, when, what isn't noted down? You don't forget important things.

(Well, maybe you forget a name once in awhile, a word, title of movie, but not very often. )

... Bad times, disagreements, firings, hirings, nasty confrontations, flirtations, your old boyfriends, his old girlfriends, collisions, painful encounters, bad reviews, turn-downs, lies, rejections, colds, illnesses, aches, pains, muscles, moods, compliments, pannings, that fire, the insurance claim, flood in the basement, phone out, electricity out, promises, bargains ...

It's all there. Every twitch, every inch of every change, almost change, aborted change, every failure -- some items in teeny tiny handwriting, some things capital letters ...

What's this bookkeeping concept doing in the brain of a ... a ... free spirit, an impulsive creative intuitive artist, who's definitely not an accountant, not an elephant who never forgets ...

It's not double-entry booking, The sum on one side of the page, doesn't have to equal the other side.

WRITE THE #@$!X%! DAMN
LETTER FOR THE GUY!!

Friday, April 10, 2009

THE MOGLIES

Mornings when you don't want to get up ... school days ... no matter how old or wise you are, you'll never forget the dread, the knot in your stomach because of the test for which you don't feel prepared.

When was it -- was it when I was working on "Dream Dances"? It was an ambitious full-length ballet, featuring each of my eight dancers in his/her dream.

The state unemployment bureau informed me by mail that I owed them money. One of the dancers had applied for unemployment insurance. I phoned the bureau. Was told I had to pay into the fund, and prove that I had disability insurance.

Huh? What's that?

Mrs. Moglia, a clear-speaking, humorless, not friendly head of the department had said, "It's the law. You need a policy. Basic coverage is - - - - - -"

Did she say 1000, or 10,000, or what? I don't remember the amount, just the awful feeling in my stomach. The amount was a flock of blue birds in the sky, flying over my head. In Manhattan I'd seen gray wrens and pigeons. I'd never seen a blue bird.

All too well, I remember the days when we had no money -- nothing for salaries, dancers rehearsing without pay. Home was a 9 x 12 room in the back of the rehearsal space. We had to tiptoe through it to get to the bathroom. When I wasn't rehearsing, I rented out the space for $1.25 an hour. The Sunday Times had asked for a picture of my dance group. Pictures could be picked up with a check for $50. I didn't have $50. Rent was due, other bills were pending. We needed groceries. We'd been eating rice, chuck steak and apples, a dish I'd invented.

Mrs. M. said, "I've sent you a Proof of Insurance form. You need to file it within ten days."

I remember the tenth day. The phone ringing. I didn't want to get up. I wanted to lay in bed, snuggled in, safe, in my house of sheets, blanket, and JC's arms.

I don't remember how the problems were solved. I just remember Moglia -- that authoritative voice -- the feeling in my stomach. Even now, when too many things to do pile up, I get the Moglies.